Finding the best homeowners insurance in New York can be a daunting task. What really is the “best”? Is it the lowest price? Is it the highest rated company by AM Best? Many consumers make the mistake of choosing the cheapest premium with little regard for value in the insurance company. Look for an insurance company that is A+ rated by AM Best (industry standard for financial stability). The insurer you select should offer a competitive price and deliver the quality claims service you would expect. Follow this process to get the best homeowners insurance policy in New York.